veterans
Thank you for serving our country.
Are you an active duty service member, veteran, guard member, or surviving spouse of a service member? If you answered YES to any of these questions, you may be eligible for the VA Home Loan benefit. This is a valuable BENEFIT that you have EARNED through your honorable service to our country.
We work with some amazing loan officers who are dedicated to helping you understand your earned benefits. To find out more about your VA Home Loan benefit or eligibility, contact us today and we can put you in touch with one of our trusted lenders. Visit https://www.va.gov/housing-assistance/home-loans/eligibility/ for more information.
Advantages of Your VA Home Loan Benefit
Your VA Home Loan benefit makes buying a home a goal that is within your reach!
An experienced loan officer who specializes in VA loans can answer any questions you have regarding your benefit and help you access your VA Certificate of Eligibility.
$0 cash down
Some home loan types require a down payment between 3%-20% of the purchase price. However, VA home loans do not require down payments.
Finance 100% of the Purchase Price
Your full loan amount can be financed, to include the VA funding fee. Your VA funding fee is 2.3% for first time homebuyers and 3.6% for subsequent use. You are exempt from the funding fee if you have been awarded the Purple Heart or have VA disability of 10% or more.
NO Private Mortgage Insurance
Private Mortgage Insurance is added to conventional, FHA, and other loans if you do not put down 3%-20% of the purchase price (depending on loan type). This means YOU save hundreds of dollars.